I've gotten occasional freezes when unplugging a USB device (Win2k, and the answer is to turn it off first), but never when plugging them in. Does it seem to make a difference which end you're plugging in? That is, I keep a USB cable plugged into the machine all the time and then just plug the camera into the other end. If you're plugging the cable into the computer, I wonder if you could be bumping something else in the process?
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Originally I thought it was a problem with my Bluetooth adapter, but uninstalling it didn't fix the problem.
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