Good points. Space needs aren't that high (mine's about the size of a shoebox), but there is the money thing. A UPS costs less than a new disk drive, but it's the insurance question: certain expense now vs possible expense later. Always a hard call.

Good luck with the repairs! I'm no good with hardware, which is part of why I went for the insurance. :-) (I mean really no good with hardware -- like, I get other people to install memory and simple cards for me, and bought an external hard drive when maybe a second internal one would have been fine.)